0% Car Finance Deals

Explore all our latest 0% APR car deals below.

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Interest free cars

Zero interest cars allow you to drive away in the car of your dreams without worrying about any hidden APR, meaning you can enjoy a hassle-free and interest-free motoring experience.

You’ll find cars with 0% APR car across all of our brands in Lancashire & Wigan so you won’t be stuck for choice on your next new car.

Browse all the no interest car finance deals on this page or contact us via Live Chat if you have a question, 7 days a week.

Chorley Group are a credit broker and not a lender. Finance subject to status and acceptance. Applicants must be 18 or over.

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What are the benefits of 0% APR Finance?

0% interest finance deals comes with many different benefits but the main advantage of going for this offer is, you can save yourself significant amount of cash long term due to the no interest. Interest repayments can add thousands of pounds onto a finance deal over a usual 3 to 5 year deal across new and used cars.

  • No Interest or additional fees added to the finance.
  • The amount you pay is the cost of your chosen vehicle only and not the interest as well.
  • Your monthly payments could be lower compared to a standard APR offer on identical finance deals.
  • Usually the credit rating criteria is the same for 0% APR Finance and standard APR finance.

What are the disadvantages of 0% APR Finance?

0% APR finance deals can be very hard to find these days which means when they come up, you need to jump on them. Due to this, 0% finance deals can only be on selected models across a manufacturers range.

  • You might not be able to spread the cost over a longer period eg: only 3 years instead of 5 years.
  • Some may have minimum deposit requirements, unlike standard APR offers, which can be as little as one monthly payment or a little bit extra.
  • May only be offered on selected models across the manufacturers range.

Finance deals are always subject to credit history and it is important that you know you’re able to keep up with the monthly payments before committing to any finance agreement. Our team can walk you through each step of the process.

What is 0% car finance?

Learn everything you need to know about 0% car finance.

Zero percent car finance AKA 0% APR finance, gives you an interest-free loan to spread the cost of a new car over manageable monthly payments, with no extra charges eating into your budget. With this, there will be no added interest to the finance deal.

These deals usually come as either a straightforward Hire Purchase (HP) agreement, where you own the car outright once paid off, or Personal Contract Purchase (PCP), which lets you return the car, upgrade, or buy it at a set price at the end. Your choice boils down to whether you want full ownership sooner or the flexibility to switch models down the line. 0% offer finance gives you the freedom to make your choice easily.

How do I apply for 0% car finance?

The process of applying for car finance is easy. Follow these steps below:

Frequently asked questions

Read our most common questions about 0% finance deals at Chorley Group

Are 0% car finance deals good?

How hard is it to get 0% financing?

Can I get a used car on 0% finance?

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