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0% Car Finance Deals

Explore all our latest 0% APR car deals below.

Interest free cars

Zero interest cars allow you to drive away in the car of your dreams without worrying about any hidden APR, meaning you can enjoy a hassle-free and interest-free motoring experience.

You’ll find cars with 0% APR car across all of our brands in Lancashire & Wigan so you won’t be stuck for choice on your next new car.

Browse all the no interest car finance deals on this page or contact us via Live Chat if you have a question, 7 days a week.

Chorley Group are a credit broker and not a lender. Finance subject to status and acceptance. Applicants must be 18 or over.

Choose from our top brands across Chorley Group

Chorley Group is a approved franchised dealer for over 9 manufactures such as Nissan, MG, Peugeot, Vauxhall and Kia.

Chorley Group Promise

Our team will help you every step of the way throughout your car buying journey from the first browse on our website to handover day where you pick up your new car.

Straightforward and transparent

Once you’ve got an offer you like the look of, contact one of our Chorley Group dealerships to book a test drive or to discuss the offer.

What are the benefits of 0% APR Finance?

0% interest finance deals comes with many different benefits but the main advantage of going for this offer is, you can save yourself significant amount of cash long term due to the no interest. Interest repayments can add thousands of pounds onto a finance deal over a usual 3 to 5 year deal across new and used cars.

  • No Interest or additional fees added to the finance.
  • The amount you pay is the cost of your chosen vehicle only and not the interest as well.
  • Your monthly payments could be lower compared to a standard APR offer on identical finance deals.
  • Usually the credit rating criteria is the same for 0% APR Finance and standard APR finance.

What are the disadvantages of 0% APR Finance?

0% APR finance deals can be very hard to find these days which means when they come up, you need to jump on them. Due to this, 0% finance deals can only be on selected models across a manufacturers range.

  • You might not be able to spread the cost over a longer period eg: only 3 years instead of 5 years.
  • Some may have minimum deposit requirements, unlike standard APR offers, which can be as little as one monthly payment or a little bit extra.
  • May only be offered on selected models across the manufacturers range.

Finance deals are always subject to credit history and it is important that you know you’re able to keep up with the monthly payments before committing to any finance agreement. Our team can walk you through each step of the process.

What is 0% car finance?

Learn everything you need to know about 0% car finance.

Zero percent car finance AKA 0% APR finance, gives you an interest-free loan to spread the cost of a new car over manageable monthly payments, with no extra charges eating into your budget. With this, there will be no added interest to the finance deal.

These deals usually come as either a straightforward Hire Purchase (HP) agreement, where you own the car outright once paid off, or Personal Contract Purchase (PCP), which lets you return the car, upgrade, or buy it at a set price at the end. Your choice boils down to whether you want full ownership sooner or the flexibility to switch models down the line. 0% offer finance gives you the freedom to make your choice easily.

Read more about different types of finance

How do I apply for 0% car finance?

The process of applying for car finance is easy. Follow these steps below:

Step 1 - Find you perfect car

View all the latest 0% offers from your favourite car brands to find your next car.

Step 2 - Contact Chorley Group

Once you have found the car you love, get in contact with one of our team and we will arrange a test drive for you at your local Chorley Group delaership.

Step 3 - Finance Approved

Once you have test drove your next car, our team will talk you through step by step all the finance process.

Step 4 - Collect your new car

Your car will be ready for you to collect at your local Chorley Group dealership. One of team will be in contact to arrange collection.

Frequently asked questions

Read our most common questions about 0% finance deals at Chorley Group

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Registered office: Ackhurst Road, Chorley, PR7 1NN

VAT: 726910921 | REG: 2871018 | FCA: 531690

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Bugle Inn Motor Company Limited t/a Chorley Group is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486). Permitted activities include advising on and arranging general insurance contracts and acting as a credit broker not a lender.

We can introduce you to a limited number of finance providers. We do not charge a fee for our Consumer Credit services. We do not act as a financial adviser, or fiduciary. We act in our own interest, whichever lender we introduce you to, we will typically receive commission from them based on either a fixed fee or a fixed percentage of the amount you borrow. Any and all commission amounts will be fully disclosed to you as part of your sales journey. You will be required to give your fully informed consent to our receipt of this commission. By doing this, you acknowledge that you understand our role as a credit broker, and that we will receive a financial incentive if you take out a loan from a lender that we introduce you to. All finance applications are subject to status, terms and conditions apply, UK residents only, 18s or over, Guarantees may be required.