Tyre & Alloy Insurance
Get 3 years of Tyre & Alloy insurance for a single one-off payment.
Keeps the alloy wheels in a showroom condition.
Maintain the resale value of your vehicle.
No unexpected costs.
For a one-off cost, you'll remove all the uncertainty about unexpected repair costs.
Mobile alloy wheel repairs completed at the convenience of the customer.
Tyre replacements available at any VAT registered garage
Want to know what Tyre and Alloy Insurance is?
Watch this handy video to learn everything you need to know.
Hazards on the road, like potholes, debris, and high curbs, can unfortunately lead to damaged tyres or wheels. We all know that replacing a damaged tyre can be quite costly, especially when it's through no fault of your own, which can be really frustrating.
That's why our Tyre and Alloy Insurance Policy is here to help! It covers you for up to five replacement tyres, whether the damage is accidental or malicious. Plus, if your tyre doesn't need full replacement, we've got you covered for puncture repairs as well.
Want to make a claim?
When you signed up for tyre & alloy insurance with Chorley Group, we sent you an email with all the details you’ll need. If you happen to have misplaced that email, here’s our contact information for your convenience.
Visit - www.mypremia.co.uk or Call 01926 622 660
What's covered?
Tyre & Alloy Insurance will cover you the below over 3 years for a single one-off payment.
Up to 10 alloy wheel refurbishments.
Alloy scuffs are the most common damage to new vehicles. With T&A Insurance you'll get up to 10 repairs included.
Contribution of £150 towards a replacement alloy wheel.
If your alloy damage is beyond repair, T&A Insurance will contribute up to £150 towards replacing the alloy.
Up to 5 tyre replacements.
Should a tyre need to be replaced as a result of accidental or malicious damage, it will be on a like-for-like basis.
Unlimited puncture repairs
If your tyre doesn't need replacing, T&A Insurance will cover the cost of punctures.
Tyre & Alloy Insurance Costs
Prices vary depending on the cost per tyre of your vehicle. Larger, more expensive tyres cost more to insurance than others.
The below demonstrates how we work out the insurance cost and the maximum amount of benefit you are entailed to. For example, if your tyres are £100 to replace - the policy covers up to 5 tyre replacements (£500) and 10 alloy repairs (approx £150 each) - which would cover you for up to £2,000.
Cost per Tyre | £100 | £200 | £300 |
Tyre Replacements | 5 | 5 | 5 |
Cost per alloy | £150 | £150 | £150 |
Alloy Repairs | 10 | 10 | 10 |
Total Max Benefit | £2,000 | £2,500 | £3,000 |
Retail Price | £280 | £330 | £480 |
Frequently asked questions
- The cost of a repair to a tyre (where possible) or a replacement tyre in the event of accidental or malicious damage.
- Unlimited tyre repairs, up to a maximum of £50 per repair including VAT, but limited to the maximum amount detailed on the policy schedule during the policy term.
- Tyre replacements are limited to five (5) during the policy term, at a maximum amount including VAT as detailed on the policy schedule, which will be:
- £100 per replacement and £500 in total; or
- £200 per replacement and £1,000 in total; or
- £300 per replacement and £1,500 in total.
- Where necessary, repairs will include the cost of a replacement valve, wheel balancing and environmental disposal.
- The cost of a repair to an alloy wheel in the event of accidental or malicious damage.
- Alloy wheel repairs are limited to ten (10) during the policy term, at a maximum of £150 per repair including VAT and £1,500 including VAT in total.
- A contribution towards a replacement alloy wheel in the event it is damaged beyond repair, up to a maximum of £150 including VAT per alloy wheel.
- Any alloy wheel or tyre damage which is not reported within thirty (30) days of the incident date.
- Any claim where the tyre tread depth does not comply with UK road traffic regulations at the incident date.
- Any alloy wheel or tyre damage where the damage has been accumulated over an extended period, which is deemed to be wear and tear.
- Any damage to an alloy wheel showing evidence of rust or corrosion.
- Any claim relating to a tyre or alloy wheel that is not fitted to the vehicle or damage that was present at the start of the policy.
- Any claim relating to a road traffic accident or as a result of fire, theft or flood.
- Any claim for malicious damage that is not accompanied by a crime reference number.
- Consequential damage, loss or injury of any kind.
- Cover only applies where the accidental or malicious damage is a result of a sudden and unforeseen event.
- You must be resident in the United Kingdom, Channel Islands or the Isle of Man.
- You must have purchased the policy from the supplying dealer no later than thirty (30) days after purchasing the vehicle.
- The vehicle must not be an emergency vehicle, commercial vehicle over 3.5 tonnes, taxi, courier vehicle, bus, minibus, coach, truck, motor home, trailer, heavy goods vehicle, licenced private hire vehicle, daily rental vehicle or breakdown and recovery vehicle.
- The vehicle must not be used for commercial or business use, dispatch, hire and reward, driving school tuition, chauffeuring, road racing, track days (timed or untimed), rallying, pace-making, speed testing or any other competitive event.
- Wheels that are of chrome finish, polished finish or split rim construction.
- Cover is provided for incidents which occur within the UK, Ireland, Isle of Man and the Channel Islands. Cover is also provided for a period of up to sixty (60) days for any one single trip to Switzerland or the countries of the European Economic Area.
Want to know more or speak to one of our team?
Fill out the form below and we’ll be in touch as soon as possible.
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